Credit score killers - Aug. 19, 2013: "Not having a credit card: A growing number of Americans are ditching credit cards as they turn to debit and prepaid cards instead. But while this may keep you safe from debt, it's not going to help your credit score.
Without any credit history, you're typically considered unscoreable, meaning there isn't enough activity on your credit file to calculate a score. This leads many lenders to deem you too risky to take a chance on, said Ulzheimer."
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